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Western Union Nigeria Money Transfer Available Online

Western Union Nigeria
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Western Union Nigeria: Western Union is a simple way of sending money that has been in existence for over 150 years. Today with over 500,000 Agent locations worldwide in over 200 countries and territories, millions of people trust Western Union to send and receive money worldwide.

A lot of Nigerian might be wondering about how to send money to the Western Union from Nigeria? Can they do it? Of course, everyone can. It is now easier than ever!

Does a loved one need emergency cash fast? Did your favorite niece run out of vacation money before going on a weekend trip? Whatever the reason, Western Union makes it easy to send and transfer money to Nigeria online, via the Western Union app, or from an agent location. When you need to wire money to Nigeria, we’ll help you get it there quickly and reliably.

Features of Western Union Nigeria

  • Safe
  • Fast
  • Reliable
  • Funds can be received as cash or directly into account.

Requirements for Receiving Payments

  • The Money Transfer Control Number (MTCN)
  • Expected Amount
  • Acceptable means of identification
  • The receiver’s name, address and phone numbers
  • Sender’s name and country (city to be included for transfers coming from the US and Mexico)
  • Test Question and Answer where applicable.

Requirements for Sending Payments

  • Sender’s name, Phone number, address
  • The receiver’s name and country
  • Amount in Naira
  • Verified BVN
  • The sender must have an Access Bank account or be identified by an account holder
  • Test Question and Answer where applicable
  • A maximum sends a limit of 1,000USD Naira equivalent per customer per quarter, as stipulated by the Central Bank of Nigeria.

Western Union limits in Nigeria

  • You can transfer your funds using WU only within the country if you are located in Nigeria.
  • Foreigners are allowed to send you money from different countries to Nigeria if they provide you with your MTCN code (this is the special money transfer control number).
  • The money recipient has to provide his or her ID card to get money.
  • A recipient has to know the Test Question and answer for the transaction.
  • If you receive more than $10,000 (or the equivalent in Naira), your transaction has to be reported to the Central Bank of Nigeria.


Nigeria may seem far away, but Western Union helps shrink the distance between you and your loved ones by providing fast, reliable service that lets you send money to Nigeria anytime. This service is available to both account holders and walk-in-customers who are above 18 years.

Western Union Nigeria

western Union Nigeria

Western Union Nigeria Money Transfer Available Online

It is possible to use the Western Union tracking number to know when exactly your funds become available for pick up. Then you can enjoy the money transfer service.

Getting money from an agent

Here is how you can get your WU money in Nigeria:

  • Step 1. Ask the sender to provide you with the Western Union tracking number.
  • Step 2. Track the money transfer and wait until you see the message that you can pick it up.
  • Step 3. Find a location in your city where you can get your money. You can visit this page https://locations.westernunion.com/ng/ and make a selection.
  • Step 4. Visit the agent’s location and you will be asked to fill out a special form to get your money. You will have to enter the following information:  The name of the person who sent you money via WU. The country where money was transferred. MTCN along with secret Question – Answer (if you are asked to)
  • Step 5. You have to provide your ID card along with the filled out form (if you are asked to).
  • Step 6. Western Union agent should collect the form, make sure you are who you are (by checking the ID card) and handle you the finances.

Sending from Nigeria:

  • Transactions above $10,000 US dollars or local equivalent must be reported to the Central Bank of Nigeria.
  • Sending transactions is only allowed within the country (not outside Nigeria).

Receiving in Nigeria:

  • Transactions above $10,000 US dollars or local equivalent must be reported to the Central Bank of Nigeria.
  • Receivers must present the correct Money Transfer Control Number (MTCN).
  • Receivers must present a valid ID.
  • Pay without ID on the Test Question alone is forbidden in Nigeria.
  • US dollar payments in Nigeria are available at no charge to the receiver.
  • U.S. dollar payouts are subject to availability.
  • If sufficient US currency is not available, the payout may be made both in US dollars and Nigerian Naira using the Western exchange rate at the time of payment.

Check Out Banks: US dollar payments in Nigeria are available at no charge to the receiver

  • First Bank of Nigeria PLC (all locations)
  • – Zenith International Bank (all locations)
  • – Wema Bank (all locations)
  • – Standard Trust Bank (all locations)
  • – Oceanic Bank International (limited locations)
  • – Ecobank Nigeria PLC (limited locations)
  • – Intercontinental Bank PLC (limited locations)
  • – Guarantee Trust Bank (limited locations)
  • – AllStates Trust Bank (limited locations)
  • – NBM Bank (limited locations)

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